Financing, Mortgage Information and Financial Calculators

While finding the financing package that best suits your needs can be a complicated process, we can help you find the financing method that works for you.

Home financing is available from mortgage companies, savings and loan associations, banks, credit unions and others. Each will have its own rules, rates and fees. When you compare financial institutions, be sure to look for variations in the way mortgages are offered -- distinctions that can mean dollars of difference to you. You will want to research the various lenders in your area to see which is the best "fit."

The number and variety of financing options can seem overwhelming at first, but most fit in one of these main categories. We review some of the different types of loans below. You may also want to use our help to determine the type of loan best suited for you:

Conventional Financing: Conventional mortgages are labeled as such to differentiate them from government-backed loans, such as FHA or VA loans.

Federal Government Programs: Programs sponsored by the Federal Government through the Federal Housing Authority, Veterans Administration or Farmers Home Administration.

Alternative Financing: Various alternative arrangements for home financing made by the buyer that can incorporate elements of Conventional financing programs.

Mortgage Calculators

Of course you always have the choice to work with any lender you prefer, however in our experiences with the lenders listed below, we have a proven track record of successful closings. Give them a call today for a free consultation. Whether you're a first time buyer with little or no credit or a full-time investor, together with one of our local lending partners, we'll do our best to find the program that fits your particular situation.

Veronica Garnsey (208) 661-3409

Sarena Solomon (509) 868-8689